Q: I am just fit to be tied! I was in a car accident where I ended up with a minor injury. At the scene the woman that hit me was being very deceptive “not remembering” her insurance company and was unable to provide proof she had insurance to the police officer. Why didn’t she receive a ticket or get arrested?

A: Although not having auto insurance is against the law, police officers in Indiana are no longer able to enforce vehicle insurance requirements. When an accident report is finished, it is the responsibility of all drivers to confirm that an SR-21 form has been completed by themselves or their insurance company and sent to the Bureau of Motor Vehicles. If this form is not sent, or the driver has no insurance, the Indiana BMV will suspend the license of the uninsured driver.

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