It is the time of year to thank your employees for their effort with holiday cheer. Before you pop open the champagne, review your social host liability coverage in your general liability policy.
Social Host Liability expands the legal responsibility for the consumption of alcohol beyond the person who consumes it to those who furnish it. An intoxicated employee who injures someone is still liable and may share that liability with his or her employer who hosted the event. Limit your host liability by establishing limits upfront.