Whenever our telephone rings later in the evening, I get a lump in my stomach and my blood pressure rises. I know that the caller is either going to be a telemarketer, a scammer or a family member telling me that a loved one is in the hospital or a car accident.

Most people I know realize that at least one person in my household is always living on Eastern time. So, 8 p.m. in my home is actually 9 p.m. With a school bus that rolls around before 6 a.m. each morning, nighttime comes rather early in our home on school and work nights. When the telephone recently rang, at 8:30 at night, I went into my fear mode.

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